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Group Season of Joy & Rewards
– Terms and Conditions
- Only Retail automotive and unsecured loans qualify for this promotion
- Payments of the approved loan will be paid directly to the customer’s loan account maintained with ACB Caribbean / ACB Grenada Bank – not to exceed 30K XCD in total over a 12-month period, and will be to the exact value of the monthly loan payment calculated and agreed to on approval of the loan
- Promotion will be for qualifying loans booked during the promotion period across the Group and whose account is in good standing on the drawing date
- ACB Caribbean Group directors and employees do not qualify for this promotion
- Launch of campaign date – November 7, 2024, end date January 6th, 2025
- Winner selected by random draw no later than January 31st, 2025
- Weekly prizes are selected by random draw from a pool of qualifying loans, weekly winners are put back into the pool for the grand prize
- A maximum of 5 attempts over 48 hours will be made to contact winners via telephone using the contact number on the Bank’s records. If the Group representative cannot reach them, the winner will have been deemed to have forfeited the prize and an alternate winner will be selected
- Winners will be announced publicly after each draw
- The Bank retains the right to vary the terms and conditions at any time and at its sole discretion.
Conditions of Entry:
Participants acknowledge that compliance with the rules set out above, including all eligibility requirements, is a necessary pre-condition to any offers in ACB Caribbean Group’s Joy & Rewards promotion being awarded to them. For removal of all doubt, participants who have not complied with these Rules are subject to disqualification.
ACB Caribbean Group reserves the right in its sole discretion to cancel, modify, or suspend the promotion at any time if fraud, technical failures, including any network server or hardware failure, viruses, bugs, errors in programming, or any other errors or other causes beyond the control of ACB Caribbean Group corrupt the administration, security, integrity or proper running of the promotion. In such cases, ACB Caribbean Group will inform participants of cancellations, modifications, or suspensions of the promotion via notifications, electronic mail, website, and official social media pages.
Any attempt by a participant or other individuals to deliberately undermine the legitimate operation of the promotion, including but not limited to any fraudulent claims, may be a violation of criminal and/or civil laws in the countries where the promotion is being run. Should such an attempt be made, ACB Caribbean Group reserves the right to seek remedies and damages from any such individual to the fullest extent permitted by law, including criminal prosecution, and participants engaging in any preceding activities may be disqualified and will forfeit any prizes won.
In no event will ACB Caribbean Group be liable for more than the relevant giveaways available under the promotion. In the event of any conflict with any promotion details contained in these Rules and Conditions and promotion details contained in point of sale, television and print, advertising, promotional packaging, and other promotional media (“Promotional Materials”) the details of the promotion outlined in these Rules and Conditions shall prevail.
The invalidity or unenforceability of any provision of these Rules and Conditions shall not affect the validity or enforceability of any other provision. If any provision is determined to be invalid or otherwise unenforceable or illegal, these Rules and Conditions shall otherwise remain in effect and shall be construed by their terms as if the invalid or illegal provision were not contained herein. ACB Caribbean Group employees are not authorised to waive, modify, or amend any provision or provisions of these Rules and Conditions in any manner whatsoever.
All participants agree to take part in any promotional, marketing, or publicity activities or events reasonably requested by ACB Caribbean Group and consent to the use and disclosure by ACB Caribbean Group in any form of media of their names, likenesses, and/or general areas of residence without compensation or further reference.
ACB Caribbean Group reserves all rights in the management of the ACB Caribbean Group Season of Joy & Rewards Promotion and can cancel the promotion at any time
