How does the Antigua Commercial Bank Junior Savings Account work?

  • Start saving with as little as $100.00
  • Your Junior Saver will receive a special gift upon opening an account
  • You may make deposits as often as you like
  • Earn a higher interest rate than a regular savings account
  • Interest is calculated monthly, and paid to your account in March, June, September and December
  • You will receive a savings pass book so that your young savers can watch their savings grow

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 What are the benefits of an Internet Banking account?

Antigua Commercial Bank Internet Banking offers you a secure and convenient way to perform your financial transactions, from anywhere at any time.

Our Internet Banking Service allows you to:

  • View your account balances
  • View and download statements
  • View cheques that have been posted
  • Pay utility bills
  • Transfer funds between ACB accounts, and much more…


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 What are the benefits of an ACB student loan?

The loan provides the following benefits:

  • A maximum of 10 years to repay from the date of your initial disbursement. This means lower monthly payments for you
  • With our flexible financing, you can choose to pay only the interest during your course of study, or both the principal and the interest. It is entirely up to you.
  • After graduation, interest payments continue up to six months. This will give you an opportunity to secure employment
  • In addition, you have the option of purchasing your laptop which will equip you to perform at your best
  • Low interest rate of only 9%
  • Borrow up to a maximum of $270,000
  • Easy approvals


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 Will I need to pay for the new Bill Payer service?

We are happy to announce that the Bill Payment Service is free for all Antigua Commercial Bank account holders. 

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 What do I need to open a personal account with ACB?

 1. Verification of identity: Two (2) pieces of government issued photo identification. Examples include:

  • Passport (Must be valid and clearly show both your photograph and signature)
  • Driver’s license
  • Voter’s identification card

Verification of address:

  • Statement from a reputable bank (no more than three months old)
  • Statement from a recognized credit card provider (no more than three months old)
  • A utility bill (no more than three months old)

Confirming your source of funds:

  • If employed, a letter from your employer indicating your position, years of service and monthly salary or weekly wage
  • If self-employed, copies of the latest financial statements, invoices of purchases, estimate of sales and a completed Declaration of Income form


Original source of wealth:

  • Accumulation of savings: Bank statements for the past 12 months
  • House sale / Real estate sale: Letter from solicitor/real estate agent
  • Pension: Pension letter
  • Inheritance: Copy of will or letter from solicitor
  • Sale of business: Letter from solicitor/real estate agent
  • Maturing life policy: Closing statement from insurance company.


For Non-Residents (notarized copies of the following):

  • Reference letter from a financial institution
  • Valid government-issued identification evidencing nationality or residence and bearing a photograph, such as a passport, driver’s license and/or national identification documentation.
  • Two reference letters from two different well-known Banks, addressed to Antigua Commercial Bank. If it is not possible to submit two letters from two banks, the bank may accept one of the reference letters from a reputable attorney or law firm.
  • Job Letter.
  • Income Tax identification number (if residing in the U.S.A. or Canada)
  • Signed Source of Funds Declaration with supporting documentation


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