Mrs. Lorraine Raeburn – Chairman

Mrs. Raeburn was elected to the Board in April 2012. She developed her expertise in the Caribbean Tourism Industry in the early 1990’s as Tourism Economist at the Organisation of Eastern Caribbean States (OECS). Mrs. Raeburn gained experience in the private sector managing a large Canadian International Development Agency (CIDA) funded tourism development programme on behalf of the Antigua Hotel Association. Mrs. Raeburn held the position of Director General of Tourism for Antigua and Barbuda for two years and subsequently established her own consulting practice working with small hotels. She is a Director of a beachfront boutique hotel on the South West coast of Antigua and is the current Chairman of the Antigua and Barbuda Tourism Authority. Mrs. Raeburn obtained her first degree in Mathematics and Economics from Cambridge University and a Masters in Business Administration from the University of the West Indies. She is also a member of the Institute of Chartered Secretaries & Administrators (ICSA) and having completed the Directors Education and Accreditation Programme (DEAP), she holds the designation Acc. Dir.

Ms. Mavis George – Vice-Chairman

Ms. George was elected to the Board in September 2009. She is currently the General Manager of Antigua Fisheries Limited and has been employed with the institution for approximately 20 years. Ms. George holds a Masters Degree in Business Administration from the University of the West Indies; an Executive Diploma in Management, a Diploma in Accounting and a Certificate in Management from Japan International Corporation Agency (JCIA). She is also a member of the Institute of Chartered Secretaries & Administrators (ICSA) and having completed the Directors Education and Accreditation Programme (DEAP), she holds the designation Acc. Dir.

Mrs. Sharon A. Matthew-Edwards – Director

Mrs. Matthew-Edwards was elected to the Board in April, 2015. She is a Chartered Accountant, 1994, with the Canadian Institute of Chartered Accountants, and the Council Secretary of the Institute of Chartered Accountants of the Eastern Caribbean, Antigua and Barbuda Branch (membership since 2002). Mrs. Matthew- Edwards obtained a Bachelor of Commerce degree (cum laude), with a double major in Accounting and Finance (1992) before becoming qualified as a Chartered Accountant. Her professional experience includes her employment with PricewaterhouseCoopers (1992 to 2010). She later opened her own accounting firm, Concord Business Associates in 2010. She has been actively involved in the Antigua and Barbuda Girl Guides Association as a Leader (1992-2012), the Antigua and Barbuda Waste Recycling Corporation (Board Secretary, from 2004), and served as a Board Member and Treasurer of the New Winthorpes Wesleyan Holiness Church (from 2005 to 2015). She is also a member of the Institute of Chartered Secretaries & Administrators (ICSA) and having completed the Directors Education and Accreditation Programme (DEAP), she holds the designation Acc. Dir.

Ms. Sandra Derrick – Director

Ms. Derrick was elected to the Board in April, 2015. She is a financial consultant with over ten (10) years’ experience in finance, investments and project management. She graduated with a Bachelor of Science in Industrial Engineering from Stanford University and a Masters of Business Administration in Finance and Decision Sciences from Kellogg School of Business at Northwestern University. She is also a Certified Financial Analyst and a member of the CFA Institute. Her work experiences, which have included international assignments, have spanned both private and public enterprises. She started in the technology field customizing databases before expanding into project and financial management. After managing the foreign currency reserves at the Eastern Caribbean Central Bank, she worked in the Ministry of Finance analyzing and solving financial complications. She is also a member of the Institute of Chartered Secretaries & Administrators (ICSA) and having completed the Directors Education and Accreditation Programme (DEAP), she holds the designation Acc. Dir.

Ms. Cassandra Simon – Director

Ms. Simon was elected to the Board in March, 2017. She is an accountant by profession and has operated her own firm, Accounting Solutions since 2003. She is a proud graduate of the Ottos Comprehensive School and the University of the West Indies. She was admitted to membership of the Association of Certified Chartered Accountants, ACCA UĶ in 1997. She is a practicing member of the Institute of Chartered Accountants of the Eastern Caribbean, ICAEC. Ms. Simon also holds diplomas in Computer Repair and Networking from the Antigua Barbuda Institute of Information Technology, ABIIT. She has sat on the Boards of the Antigua and Barbuda Employers Federation, The National Development Foundation and is the current chair of the Antigua Barbuda Coalition of Service Industries, ABCSI. Ms. Simon is a member of the Vestry of The Cathedral and St. John's and hosts a weekly programme on DNECA Radio, called Money Matters. She is also a contributing writer to Business Focus magazine. In 2015 she joined Toastmasters and is continuing her journey to becoming an Advanced Communicator and Leader. She is also a Chartered Director and holds the designation C. Dir.

Mr. Adekunle Osoba – Director

Mr. Osoba was elected to the Board in March, 2017. He last held the position of Compliance Officer, within the Citizenship by Investment Unit (CIU) of Antigua and Barbuda. Prior to the CIU, Mr. Osoba held the position of Senior Manager Risk and Compliance at Trium Bank and Trust Ltd. Mr. Osoba has over ten years working experience in the area of Risk and Compliance. In 2006, he attained a Bachelor of Commerce degree with a major in Finance from Saint Mary’s University in Halifax, Nova Scotia. Mr. Osoba is a certified Professional in Anti-money Laundering and is also a certified Anti-money Laundering Associate. Both certifications were granted by the Florida International Bankers Association in partnership with Florida International University, and were attained in 2008 and 2009. Mr. Osoba also holds a certificate in Financial Planning from the Florida State University which he successfully completed in August 20, 2009. Mr. Osoba currently serves as the Secretary of the Rotary Club of Antigua and also as a facilitator of the Eastern Caribbean Central Bank’s course in Savings and Investments. He is also a member of the Institute of Chartered Secretaries & Administrators (ICSA) and holds the designation Acc. Dir.

Mr. C. Davidson Charles – Director

Mr. Charles was re- elected to the Board in December, 2017. He previously served on the ACB Board of Directors from June 19 2003 to April 23, 2015. During that period, he was appointed to the position of Chairman of the Board in January, 2007 and served in that capacity until his retirement in April, 2015. He has also served on the Board of Directors for the Company’s wholly owned subsidiary, ACB Mortgage & Trust Company Limited since May, 2005 to April, 2015. Mr. Charles is a Chartered Accountant and the principal of Firm, CD Charles Chartered Accountants, from 1994 to present. In April, 2016, he assumed the role of General Manager and Director at Hutchinson Antigua. He is the former Chief Executive Officer of Cable & Wireless (Antigua) Ltd., a Telecommunications Company which operates in Antigua & Barbuda (2003 to 2015). Mr. Charles holds a Bachelor of Commerce, B. Comm- Major in Accounting Degree and a Bachelor of Arts, BA- Major in Economics Degree from the St. Mary’s University, Halifax, Nova Scotia, Canada. He is a member of the Canadian Institute of Chartered Accountants- CA and the Institute of Chartered Accountants of Eastern Caribbean (ICAEC)- CA. He is also a member of the Institute of Chartered Secretaries & Administrators (ICSA) and holds the designation Acc. Dir.

Mr. C. Kevin Silston – Director

Mr. C. Kevin Silston was elected to the Board in December, 2018. He is an economist by profession with more than 20 years of experience working in the areas of economics and finance. Mr. Silston is currently the Chief Executive Officer of the Medical Benefits Scheme, a Public Corporation primarily responsible for financing healthcare in Antigua and Barbuda. Prior to this appointment, he worked for 5 years as an Advisor to the Executive Directors for Canada, Ireland and the Caribbean at the International Monetary Fund and at the World Bank, in Washington D.C., USA. He also has previous experience working as a Senior Economist in the Research Department of the Eastern Caribbean Central Bank (ECCB), and as Deputy Financial Secretary at the Ministry of Finance in Antigua. Mr. Silston holds a Bachelor of Science Degree in Economics and Accounting (1997), and a Master of Science Degree in Economics (2002) from the University of the West Indies (Mona). He is also a Member of the Rotary Club of Antigua and holds a Certification in Human Resource & Compensation Committee with post nominal HRCCC.

Ms. C. Kamilah Roberts – Director

Ms. C. Kamilah Roberts was elected to the Board in December, 2018. She is a Senior Partner at Roberts & Co., Attorneys-at-Law, where she has been employed since 2005. Ms. Roberts actively participates in the management of the law firm and heads the firm’s Litigation Department and the Banking, Finance and Securities Department. She has approximately thirteen (13) years of legal experience over a wide range of practice areas including banking law, commercial law, civil litigation, employment law and real estate law. In particular, she has extensive experience in banking law and has advised and acted on behalf of various financial institutions throughout the years. Ms. Roberts attained her LLB (Hons) Degree from the University of Leicester, UK, in 2003 and completed the Bar Vocational Course at BBP Law School, UK in 2004. She also holds a Legal Education Certificate from the Norman Manley Law School in Jamaica (2005) and a LLM from Kings College, London (Intellectual Property), UK, (2012). She is an active member of the Antigua and Barbuda Bar Association and is currently an executive member of the Bar Council. She is the Chair of the Association’s Public Outreach Committee and a member of the Disciplinary Committee.