How does the Antigua Commercial Bank Junior Savings Account work?
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Start saving with as little as $100.00
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Your Junior Saver will receive a special gift upon opening an account
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You may make deposits as often as you like
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Earn a higher interest rate than a regular savings account
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Interest is calculated monthly, and paid to your account in March, June, September and December
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You will receive a savings pass book so that your young savers can watch their savings grow
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What are the benefits of an Internet Banking account?
Antigua Commercial Bank Internet Banking offers you a secure and convenient way to perform your financial transactions, from anywhere at any time.
Our Internet Banking Service allows you to:
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View your account balances
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View and download statements
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View cheques that have been posted
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Pay utility bills
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Transfer funds between ACB accounts, and much more…
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What are the benefits of an ACB student loan?
The loan provides the following benefits:
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A maximum of 10 years to repay from the date of your initial disbursement. This means lower monthly payments for you
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With our flexible financing, you can choose to pay only the interest during your course of study, or both the principal and the interest. It is entirely up to you.
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After graduation, interest payments continue up to six months. This will give you an opportunity to secure employment
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In addition, you have the option of purchasing your laptop which will equip you to perform at your best
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Low interest rate of only 9%
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Borrow up to a maximum of $160,000
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Easy approvals
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What do I need to open a personal account with ACB?
1. Verification of identity: Two (2) pieces of government issued photo identification. Examples include:
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Passport (Must be valid and clearly show both your photograph and signature)
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Driver’s license
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Voter’s identification card
Verification of address:
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Statement from a reputable bank (no more than three months old)
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Statement from a recognized credit card provider (no more than three months old)
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A utility bill (no more than three months old)
Confirming your source of funds:
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If employed, a letter from your employer indicating your position, years of service and monthly salary or weekly wage
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If self-employed, copies of the latest financial statements, invoices of purchases, estimate of sales and a completed Declaration of Income form
Original source of wealth:
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Accumulation of savings: Bank statements for the past 12 months
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House sale / Real estate sale: Letter from solicitor/real estate agent
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Pension: Pension letter
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Inheritance: Copy of will or letter from solicitor
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Sale of business: Letter from solicitor/real estate agent
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Maturing life policy: Closing statement from insurance company.
For Non-Residents (notarized copies of the following):
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Reference letter from a financial institution
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Valid government-issued identification evidencing nationality or residence and bearing a photograph, such as a passport, driver’s license and/or national identification documentation.
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Two reference letters from two different well-known Banks, addressed to Antigua Commercial Bank. If it is not possible to submit two letters from two banks, the bank may accept one of the reference letters from a reputable attorney or law firm.
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Job Letter.
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Income Tax identification number (if residing in the U.S.A. or Canada)
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Signed Source of Funds Declaration with supporting documentation
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